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PowerSaver Loan
 
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The PowerSaver Loan..
Backed by the FHA, the PowerSaver is
the cost-effective way to help you
finance energy-saving home improvements..
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Loan Status ONLINE!
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The FHA PowerSaver  
PowerSaver Guidelines | Eligible Home Improvements | Get Rates | Calculate a Payment  
 

Today's Rates
View More Rates
Term Rate APR*
15 year 6.375% 7.949%
20 year 6.875% 8.344%
Assumptions: Rates based on $25,000 loan amount, LTV=<90%, no closing costs to borrower (closing costs paid via Sun West through federal grant), 7 day lock period, rates subject to change without notice.
 

Additional Information:

Authorized Contractors:

 
 


What is a PowerSaver Loan?

The PowerSaver loan is a program backed by the FHA to help homeowners make energy-efficient retrofits. PowerSaver loans offer the potential to lower your energy bills, reduce greenhouse gas emissions, increase the value of your home, and save money...all at the same time!

 

With a PowerSaver loan you can:

  • Finance geothermal heat pumps, replacement doors, insulation, solar electric and solar thermal, and more (see the full list)
  • Borrow up to $25,000 for energy-saving home improvements
  • Terms up to 15 and 20 years
  • Lock-in low fixed rates
     

Why Choose Sun West Mortgage?

Sun West Mortgage Company, Inc. is one of the leading PowerSaver lenders nationwide.

Sun West Mortgage Company holds over 30 years of lending experience with a reputation of providing excellent customer service. Sun West was chosen by the Federal Housing Administration as a national lender to pilot the PowerSaver program.

At Sun West, the complete loan cycle is processed in-house. From origination to underwriting and servicing, Sun West ensures you receive a simpler, faster, more direct borrowing experience with no back and forth intricacies. To see if you are pre-qualified or to obtain more information, call (866) 740-3677 or fill out the application on the right.

>> Read More

 
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© 2000–2012 © Copyright by Sun West Mortgage Company, Inc. - 18303 Gridley Road Cerritos, CA 90703 - (800) 453-7884
 
Notice to prospective vendors, service providers, brokers, dealers, trading counter-parties, and corporate partners:
The only persons authorized to enter into contracts on behalf of Sun West Mortgage Company, Inc. are the company's President and Chief Executive Officer.

You may call our corporate office at +1 (800) 453-7884 or e-mail contracts@swmc.com to verify the execution of any contract.
You may visit www.nmlsconsumeraccess.org to verify the State Licenses of Sun West Mortgage Company.

Please be advised that any telephone calls between you and any representatives of Sun West Mortgage Company, Inc. may be monitored and recorded for record-keeping, training and quality assurances purposes.

Although Sun West Mortgage is approved to conduct business in the state of New York, this website has not yet been approved by the
State of New York Department of Banking. This site is not available for the residents of New York or for subject properties in the state of New York.

For Texas residents acquiring or holding property in Texas, "Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department's website at www.sml.texas.gov."

Sun West Mortgage Company, Inc. (NMLS ID #3277, www.nmlsconsumeraccess.org) in North Dakota holds a Money Broker License (# MB101661 approved by Department of Financial Institutions, Consumer Division, Phone: (701) 328-9933); in Florida holds a Mortgage Lender/Servicer License (#MLD266), a Consumer Collection Agency License (#MLD266), a Mortgage Lender Servicer Branch License (# MLDB1789) for the Branch Office in Ponte Vedra Beach, FL (NMLS ID 1023725) and a Mortgage Lender Servicer Branch License (# MLDB1791) for the Branch Office in Cerritos, CA (NMLS ID 1031622) approved by the Office of Financial Regulation, Phone: (850) 410-9895; in Maine holds Supervised Lender License (#SLM9710 approved by the Maine Department of Professional and Financial Regulation, Bureau of Consumer Protection, Phone: (207) 624-8527); in Mississippi holds a Mortgage Lender License (#603/2008) and is licensed by the Mississippi Department of Banking and Consumer Finance, Phone: (800) 844-2499); in Connecticut is licensed as Cal State Funding and holds Mortgage Lender License #19683, and Mortgage Lender Branch License #ML-BCH-1031622 for the Cerritos, CA Branch Office (NMLS ID 1031622) approved by the Connecticut Department of Banking, Consumer Credit Division, Phone: (860) 240-8275; in Virginia holds a Lender License (#MC-4999), Broker License (#MC-4999), Branch License (#MC-4999) for the Cerritos, CA Branch Office and Branch License (#MC-4999) for the Scottsdale, AZ Branch Office (NMLS ID 359295) approved by the Virginia Bureau of Financial Institutions, Corporate Structure, Phone: (804) 371-0484); in Arizona is licensed as Sun West Mortgage USA, Inc. (FN) and holds a Mortgage Banker License (# 0116436), Mortgage Banker Branch License – Other Trade Name #1 (#0116436) for the Scottsdale, AZ Branch Office (NMLS ID 359295 ) and a Mortgage Banker Branch License (#0118060) approved by the Arizona Department of Financial Institutions, Phone: (602) 771-2800; in West Virginia holds a Mortgage Lender License (# ML-23946 approved by the West Virginia Division of Financial Institutions, Phone: (304) 558-2294) and a Notification of Consumer Credit Sales or Loans (regulated by the West Virginia State Tax Department, Phone (304) 558-3333); is licensed in Utah as Sun West Mortgage USA Company, Inc. and holds Residential First Mortgage and DFI First Consumer Credit Notifications regulated by the Utah Department of Financial Institutions, Phone: (801) 538 8830) and a DRE Mortgage Entity License (#7477238) and a DRE Mortgage Branch Office License (#8034968) for the South Jordan, UT Branch Office (NMLS ID 776241) approved by the Utah Division of Real Estate, [Phone: (801) 530-6297]; in Oregon holds a Mortgage Lender License (# ML-4599), Mortgage Lending Branch License (#ML-4599-3) for the Eugene, OR Branch Office (NMLS ID 847115), a Mortgage Lending Branch License (#ML-4599-1) for the Scottsdale, AZ Branch Office (NMLS ID 359295), and a Mortgage Lending Branch License (#ML-4599-6) for the Cerritos, CA (NMLS ID 1031622) Branch Office approved by Division of Finance Corporate Securities, Phone: (503) 378-4140); in Montana holds a Mortgage Lender License (#3277) and Mortgage Servicer License (#3277) approved by the Montana Division of Banking and Financial Institutions, Phone: (406) 841-2920; in New York holds a Mortgage Banker License (#B500897), Mortgage Banker Branch License (#B500897) for the Denville, NJ Branch Office (NMLS ID 454915), and is registered as an Exempt Mortgage Loan Servicer (Registration #B500897) approved by the New York Department of Financial Services, Phone: (212) 709-5542; in Tennessee holds a Mortgage Company License (#109239), Mortgage Branch Authorization (#109239-104) for the Nashville, TN Branch Office (NMLS ID 848632), a Mortgage Branch Authorization (#109239-102) for the Scottsdale, AZ Branch Office (NMLS ID 359295) and a Mortgage Branch Authorization (#109239-105) for the Cerritos, CA Branch Office (NMLS ID 1031622) approved by the Tennessee Department of Financial Institutions, Phone: (615) 253-6714; in Vermont holds a Lender License (#6060) and a Loan Servicer License (#3277-1) approved by the Vermont Department of Banking, Insurance, Securities and Health Care Administration, Banking Division, Phone: (802) 828-3307]; in Indiana holds a First Lien Mortgage Lending License (#11272 approved by the Indiana Department of Financial Institutions, Consumer Credit Division, Phone: (317) 232-3955); in Nevada holds a Mortgage Broker License (#3874), Loan Servicer Registration (#3502) and a Mortgage Broker Branch License (#3874) for Las Vegas, NV Branch Office (NMLS ID #981997) approved by the Nevada Division of Mortgage Lending, Phone: (775) 684-7060; in Georgia holds a Mortgage Lender License (#22591 approved by the Department of Banking and Finance, Phone: (770) 986-1633); in Oklahoma holds a Mortgage Broker License (#MB001619) and a Mortgage Broker Branch License (#MBB02311) for the Tulsa, OK Branch Office (NMLS ID 994596) approved by the Oklahoma Department of Consumer Credit Lending , Phone: (405) 521-3653); in Minnesota holds a Residential Mortgage Originator in Minnesota License (# MN-MO-40020564A) and a Branch Registration (#MN-BR-359295) approved by the Department of Commerce, Financial Institutions Division, Phone: (651) 296-6657; in Kansas holds a Mortgage Company License (#MC.0025065) and a Notification Registrant (#NOT.0006664) and a Mortgage Company Branch License (# MC.0025065-BR.002) for the Cerritos, CA Branch (NMLS ID 1031622) approved by the Kansas Office of the State Bank Commissioner, Division of Consumer and Mortgage Lending, Phone: (785) 296-2266); in New Mexico as Sun West Mortgage USA, Inc. and holds a Mortgage Loan Company License (#03201), Mortgage Loan Company Branch Licenses for the Albuquerque, NM (NMLS ID 890306), Scottsdale, AZ (NMLS ID 359295) and Cerritos, CA (NMLS ID 1031622) Branch Offices approved by the New Mexico Financial Institutions Division, Phone: (505) 476-4908; in South Dakota holds a Mortgage Lender License (# ML.04740, approved by the South Dakota Division of Banking, Phone: (605) 773-3421); in South Carolina holds a Mortgage Lender License (# MLS-3277), and BFI Branch Mortgage Lender/Servicer Branch License (#MLB-848927) for the Greenville, SC Branch Office (NMLS ID 848927, MLB-848927) and for the Cerritos, CA Branch Office (NMLS ID 1031622) approved by the South Carolina Board of Financial Institutions, Phone: (803) 734-2020; is an Illinois Residential Mortgage Licensee (#MB.6760356 approved by the Illinois Division of Finance and Professional Regulation, Phone: (800) 532-8785); in Michigan holds a 1st Mortgage Broker/Lender/Servicer License (#FR0016085 approved by the Michigan Department of Licensing and Regulatory Affairs, Phone: (877) 999-6442); in Idaho as a Mortgage Broker and Lender (License# MBL-6742 approved by the Idaho Department of Finance, Consumer Finance Bureau, Phone: (208) 332-8002); in Louisiana holds a Residential Mortgage Lender License (#2713), Consumer Agency Debt Collector Registration, Mortgage Branch Registrations for the New Orleans, LA (NMLS ID #889819) and Nashville, TN (NMLS ID 848632) and Las Vegas, NV (NMLS ID 981997) and Cerritos, CA (NMLS ID 1031622) Branch Offices approved by the Louisiana Department of Financial Institutions, Phone: (225) 925-4660; in Texas holds Texas-SML Mortgage Banker and Residential Mortgage Loan Servicer Registrations, and SML Mortgage Banker Branch Registrations for the Scottsdale, AZ (NMLS ID 359295) and Tempe, AZ (NMLS ID 981806) Branch Offices regulated by the Texas Department of Savings and Mortgage Lending regulated by the Texas Department of Savings and Mortgage Lending, Phone: (512) 475-1350]; in the District of Columbia holds a Mortgage Dual Authority License (#MLB 3277 approved by the District of Columbia Department of Insurance, Securities and Banking, Banking Bureau, Phone: (202) 727-8000); in Maryland holds a Mortgage Lender License (#17740 approved by the Maryland Commissioner of Financial Regulation, Phone: (410) 230-6155); in Wisconsin holds a Mortgage Banker License (#212942BA approved by the Wisconsin Department of Financial Institutions, Division of Banking Phone: (608) 261-7578); in Iowa holds Mortgage Banker License #2007-0093 and a Mortgage Banker Branch Registration for the Cerritos, CA Branch Office (NMLS ID 1031622) issued by the Iowa Division of Banking and a Uniform Consumer Credit Code Debt Collector Notification (#2010-0093 regulated by the Iowa Department of Justice Attorney General Consumer Protection Division, Phone: (515) 281-5351); in Pennsylvania holds a Mortgage Lender License (# 21829 approved by the Pennsylvania Department of Banking and Securities, Phone: (717) 787-3717); in New Hampshire is licensed by the New Hampshire Banking Department (Phone: (603) 271-8675) as a Mortgage Banker Licensee (# 13604-MB) ; in California holds a Finance Lenders Law License (#6030119), a Finance Lenders Law Branch License (#603I424) for the Scottsdale, AZ Branch Office (NMLS ID 359295), a Finance Lenders Law Branch License (#603I428) for the Corona, CA Branch Office (NMLS ID 363427), a Finance Lenders Law Branch License (#603J810) for the Guaynabo, Puerto Rico Branch Office (NMLS ID 516931), and a Finance Lenders Law License (#603K256) for the Cerritos, CA Branch Office (NMLS ID 1031622) approved by the California Department of Corporations, Phone: (866) ASK-CORP, and a DRE Real Estate Corporation License (#00793885), DRE Branch License Endorsements for the Corona, CA (NMLS ID 363427) and Cerritos, CA (NMLS ID 1031622) Branch Offices approved by the California Department of Real Estate, Phone: (877) 373-4542; in Ohio holds a Mortgage Broker Act Mortgage Banker Exemption (#MBMB.850093.000 regulated by the Ohio Division of Financial Institutions, Phone: (614) 728-8400); in Nebraska is licensed as Cal State Funding, Inc. and holds a Mortgage Banker License (#1908 approved by the Nebraska Department of Banking and Finance, Phone: (402) 471-2171); in North Carolina holds a Mortgage Lender License (#L-152533 approved by the North Carolina Commissioner of Banks Office, Phone: (919) 733-3016); in Massachusetts holds a Third Party Loan Servicer Registration (# LS3277) and Foreclosure Petition Website Registration regulated by the Massachusetts Division of Banks, Phone: (617) 956-1500; in Missouri holds a Residential Mortgage Loan Broker License (#10-1881-S) and a Residential Mortgage Loan Broker Branch License (#13-1881) for the Columbus, MO (NMLS ID N/A) Branch Office, approved by the Missouri Division of Finance, Phone: (573) 751-9192); in Alabama holds a Consumer Credit License (#21015) and a Consumer Credit Branch License (#21015.002) for the Nashville, TN Branch Office (NMLS ID 848632) approved by the Alabama State Banking Department, Phone: (334) 242-3452); in Colorado holds a Supervised Lender License (#CF-989559) and Mortgage Company Registration and sponsors a Individual Mortgage Loan Originator License (#100039058) for Amber Rochelle Lozano (NMLS ID 181255) regulated by the Colorado Division of Real Estate, Phone: (303) 894-2166); in Washington State holds a Consumer Loan Company License (#CL-3277), a Consumer Loan Company Branch Office License (#CL-847117) for the Seattle, WA Branch Office (NMLS ID 848117), Consumer Loan Company Branch Office License (#CL-359295) for the Scottsdale, AZ Branch Office, a Consumer Loan Company Branch Office License (#CL-847-115) for the Eugene, OR Branch Office (NMLS ID 847115), and a Consumer Loan Branch Office License (#CL-981806) for the Tempe, AZ Branch Office; in Kentucky holds a Mortgage Company License (#MC71444) and a Mortgage Company License (#MC91812) for the Nashville, TN Branch Office (NMLS ID 848632) approved by the Kentucky Office of Financial Institutions, Phone: (800) 223-2579; in Hawaii holds a Mortgage Loan Originator Company License (#HI-3277), a Mortgage Servicers License (#043) and a Mortgage Loan Originator Company Branch License (# HI-954048) for the Branch Office in Honolulu, HI (NMLS ID #954048) approved by the Hawaii Department of Commerce and Consumer Affairs, Division of Financial Institutions, Phone: (808) 586-2820; in New Jersey holds a Residential Mortgage Lender License (# 9400980), Residential Mortgage Lender Branch Licenses for the Denville, NJ (NMLS ID 454915), Tinton Falls, NJ (NMLS ID 970483) and Cerritos, CA (NMLS ID 1031622) Branch Offices approved by the New Jersey Department of Banking and Insurance, Phone:(609) 292-7272; in Alaska holds a Mortgage Broker and Lender (License # AK3277) and a Mortgage Broker/Lender Branch Registration (#AK3277-1031622) for the Cerritos, CA Branch Office (NMLS ID 1031622) approved by the Alaska Department of Commerce, Community & Economic Development, Division of Banking & Securities, Phone: (907) 269-4594; in Puerto Rico holds a Mortgage Lender/Servicer License (Concesionarios /Administradores de Préstamos Hipotecarios # IH-138) and Branch License for the Guaynabo, PR Branch Office (NMLS ID 516931) approved by Puerto Rico Commissioner of Financial Institutions, Phone: (787) 723-8403; in Arkansas holds a Combination of Mortgage Broker, Mortgage Banker and/or Mortgage Servicer (License #40431 approved by Arkansas Security Department, Phone: (501) 324-9265); in Wyoming holds a Mortgage Lender/Broker License (# MBL-1902 approved by the Wyoming Division of Banking, Phone: (307) 777-6483).

Please refer to www.swmc.com and www.nmlsconsumeraccess.org to see where Sun West Mortgage Company, Inc. (NMLS ID 3277) is a licensed lender and servicer. In all jurisdictions, the principal (Main) licensed location of Sun West Mortgage Company, Inc. is 18303 Gridley Road in Cerritos, CA 90703, Phone: (800) 453-7884.